IGP offers a broad range of products to ensure that each multinational corporation's pooling package accommodates its specific needs and achieves maximum savings.

The savings a corporation has earned through pooling are determined on an annual basis by netting out claims, changes in reserves, commissions, taxes, and other expenses from the worldwide premiums paid plus interest credits. The remainder is paid to the multinational corporation in the form of an international dividend. Many of IGP's clients have had a significant portion of premium returned to them as international dividends at year-end through the pooling of their international employee benefits plans.

The IGP accounting system preserves all of the benefits of dealing with a prominent national insurance company whose expertise focuses on the local market. In addition, IGP provides advantages at the international level.

Multinational pooling works as follows: a First Stage Accounting reflects the experience of a participating insurance policy in a given country. By Second Stage Accounting or "pooling" policies that a company provides in several countries, savings are generated through economies of scale and efficiencies in administration and reporting.