Participation in IGP has no adverse effect on local policy provisions. Each IGP Network Partner provides not only competitive benefits and costs, but also the full services of a major national insurance company with sales, actuarial, legal, and administrative support staff.

All the Advantages of Dealing With a Leading National Insurer Are Preserved:

• All coverages are provided through policies that are issued by a prominent insurance company.
• Premiums are paid in local currency.
• Premiums are charged at customary local rates and are not, in any way, adversely affected by the policy's participation in IGP.
• Claims are paid in local currency.
• The normal local dividend is paid regardless of the actual level of claims on a worldwide basis.
• From your employees' point of view, the policy conditions are just the same as if the policy was written independently of IGP.

The IGP Network Partners underwrite a full range of employee benefits normally provided in each country through group insurance and pension contracts. These include: life insurance, widow's and orphans' pensions, disability pensions, and medical and retirement plans.

In countries where your local operations are large, the IGP Network Partners can also provide administrative-services-only life and medical plans and investment-only pension contracts.