Manulife
Financial Corporation

The Canadian Division of Manulife Financial Corporation provides life, health and savings plans to more than one in five Canadians and is one of the largest group insurers in Canada. It is also a leading provider of life, health, disability and travel insurance to professional, alumni and retiree associations as well as retailers and financial institutions.

Manulife Canada’s Group Benefits Division offers businesses of all sizes a range of traditional and flexible benefits programs that includes life, disability, health and dental coverages. It administers the employee benefits plans of more than 16,000 employers and protects the health and well-being of more than eight million Canadians. The Group Benefits Division also provides plan administrators, members and advisors with an array of innovative internet-based tools to manage their benefits plans. Members can enroll on-line and access personalized coverage information, while plan administrators can view the status of enrollments and manage on-going changes.

Incorporated in 1887 as The Manufacturers Life Insurance Company, Manulife Financial Corporation is a leading Canadian-based financial services group, serving millions of customers in 19 countries and territories worldwide. As of January 31, 2010, Manulife had a market capitalization of USD 32.2 billion, making it the largest life insurance company in North America and one of the largest in the world.

Key Products

• Life
• Accidental Death and Disability
• Dependent Life
• Optional Supplemental Life
• Waiver of Premium
• Life Coverage for Retirees

• Long-Term Disability
• Short-Term Disability (Weekly Indemnity)
• Disability Assessment Services
• Early Intervention

• Dental
• Health and Dental Conversion
• Inpatriate and Expatriate Coverage
• Out-of-Country Medical
• Preferred Hospital Accommodations
• Prescription Drugs
• Pharmacy Benefits Strategy (PBS) - External Clinical Review Process for Determining Eligibility of New Drugs
• Supplemental Health
• Vision Care Preferred Provider Network

• Managed Funds

• Administrative Services Only (ASO)
• Cost Plus Arrangement
• Custom Administration Solutions
• Emergency Travel Assistance
• Employee Assistance Programs
• Employee Communication Services
• Health Care Spending Accounts
• Internet Solutions
• Secure On-Line Informational Services for Members, Plan Sponsors and Advisors.

Manulife Financial Corporation is located on the internet at: www.manulife.ca. (Information is available in English and French.)