SMG Life

SMG Life is a member company of the Swiss Medical Group, which began in January 1989 with the construction of a clinic and maternity hospital that opened in 1991. In 1994, SMG created a pre-paid medical plan called Swiss Medical Medicina Privada. Through a series of successful acquisitions, SMG quickly became the number one provider of prepaid medical plans in Argentina. SMG has a strong brand name in the Argentine market. It provides medical services to approximately 530,000 people, and its clinics are top-quality facilities that use state-of-the-art technology.

Following its rapid growth in the prepaid health market, SMG expanded into insurance. In October 2002, SMG acquired the Argentine operations of The St. Paul Companies and, in December 2003, bought the Mass Mutual business. The company was then renamed SMG Life, and it is one of only two life insurance companies in Argentina to have a AAA rating from the Evaluadora Latinoamericana. SMG Life ranks among the top ten life insurers in Argentina.

SMG Life joined the International Group Program in 2004 when it acquired Principal Life, IGP's former network partner in Argentina. Key members of Principal Life and SMG have combined their experience to provide service to over 1.1 million people insured through individual and group contracts.

Key Products

Life

• Life
• Accidental Death and Disability
• Permanent and Partial/Total Disability Rider
• Double Indemnity in Case of Accidental Death
• Spouse's Life
• Life Cover for Retirees
• Waiver of Premium
• Critical Illness Including Transplants

• Daily Hospitalization Benefit as a rider

• Annuities
• Unit-Linked Funds
• Separate Account Facilities
• Universal Life Product (Life and Savings)

• Compulsory, Contract, and Collective Labor Coverages
• Key Person Coverage
• Burial Service

Additional information on SMG Life is available
at www.smg-life.com.ar. (Information in Spanish).